Most short-term debt is simply a lack of planning. So, this year, instead of taking on more credit, plan for those money moments by starting a contingency fund in a high interest savings account.
Category - Budgeting
Understanding how electricity tariffs work is the first step towards taking charge of your spending.
There is a great deal of confusion over how the interest-free period works on your credit card.
I have no doubt that without budgeting every month and maintaining strict financial discipline, our family would have become another credit statistic.
Most short-term debt is simply a lack of planning. So, this year, instead of taking on more debt, plan for those money moments by saving in a high interest savings or money market account.
'Tis the season for overindulgence ‒ and overspending ‒ so avoid the pitfalls of debt and credit shortfalls by calling 'BINGO' instead.
Increasingly wealth managers are being asked by their high-net-worth clients about the costs of tertiary education overseas, due to a perceived decline in educational standards in South Africa.
I am writing this column as therapy to recover from the shock of filling up my fuel tank!
As a mom, my goal is to see my two children grow up to be independent and to stand on their own two feet. A big part of this journey is financial education.
Sue Torr, a Director at Crue Invest, has conceptualised the #just1thing campaign to show people how sacrificing something small, like a cup of coffee or manicure, can have a meaningful, positive effect on your bank balance.
When actuary Vinesh Maharaj was considering whether or not to change his DSTV subscription, he did what all maths nerds do – he drew up a spreadsheet to see how much DSTV would cost him over the next 40 years.
Many people run out of medical savings by the middle of the year. But you can work your rewards programmes to help cover the shortfall.